§ 3711(e)(5) authorizes federal agencies to report current debts to consumer and commercial reporting agencies, § 3711(e)(1) requires federal agencies to report delinquent debts to consumer reporting agencies, § 552a(b)(12) allows federal agencies to disclose information from their systems of records to credit bureaus in accordance with 31 U.S.C. There are several authorities relevant to federal agency’s use of credit reports and reporting of information on current and delinquent debts to credit bureaus: The Department of Treasury, Bureau of the Fiscal Service (Fiscal Service) is authorized to promulgate regulations and establish guidelines to assist federal agencies in the performance of debt collection activities, including the use of credit reports and reporting of current and delinquent debts to credit bureaus. Agency personnel should consult their counsel for guidance on whether and/or how to comply with FCRA. (FCRA), that FCRA is applicable to the reporting of federal agencies to credit bureaus, or that sovereign immunity has been waived with respect to any of FCRA’s provisions. Nothing in this TFM chapter intends to suggest that the United States or any federal agency is subject to the obligations of the Fair Credit Reporting Act, 15 U.S.C. Supersede all versions of the “Guide to the Federal Credit Bureau Program.”.Address certain issues associated with federal agencies’ use of credit reports, and.Govern the reporting by federal agencies of current and delinquent debts to credit bureaus,.Apply to federal agencies that report current and delinquent debts to credit bureaus pursuant to 31 U.S.C.This Treasury Financial Manual (TFM) chapter provides guidelines for federal agencies to use when obtaining credit reports and reporting information on current and delinquent debts to credit bureaus.

Credit report government